[vc_row][vc_column][rev_slider_vc alias=”mainslider”][/vc_column][/vc_row][vc_row el_class=”rowContainer”][vc_column][ultimate_spacer height=”30″ height_on_mob_landscape=”30″ height_on_mob=”30″][ultimate_heading main_heading=”Housing Loan Information” alignment=”left”][/ultimate_heading][vc_separator css=”.vc_custom_1526364829945{padding-top: 20px !important;}”][ultimate_heading main_heading=”Residential Home Loan Regulations (MAS)” main_heading_margin=”margin-bottom:20px;”][/ultimate_heading][vc_column_text el_class=”projectDetails”]
First Loan | Second Loan | Third Loan | |||||||
---|---|---|---|---|---|---|---|---|---|
Loan Tenure | Up to 30 years | 31-35 years | Up to 30 years | 31-35 years | Up to 30 years | 31-35 years | |||
Age | Age used to calculate loan tenure, will be based on income-weighted | ||||||||
Up to 65 | Up to 70-75 | Up to 70-75 | Up to 65 | Up to 70-75 | Up to 70-75 | Up to 65 | Up to 70-75 | Up to 70-75 | |
Maximum LTV Limit | 75% | 55% | 55% | 45% | 25% | 25% | 35% | 15% | 15% |
20% (non-individuals) | |||||||||
Minimum Cash Downpayment | 5% | 10% | 10% | 25% | 25% | 25% | 25% | 25% | 25% |
Gaurantors / Co-borrowers | All Co-borrowers must be mortgagors. Guarantors must be co-borrowers if the latter did not pass the TDSR criteria |
||||||||
Mortgage Servicing Ratio | N/A | ||||||||
Total Debt Servicing Ratio | 55% | ||||||||
Stress Test Interest Rate | 4% |
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text el_class=”location” css=”.vc_custom_1682658396135{background-color: #96604b !important;}”]
TO THE HILLSHORE BALANCE UNITS CHART »
[/vc_column_text][/vc_column][/vc_row][vc_row bg_type=”image” parallax_style=”vcpb-default” bg_image_new=”id^5055|url^http://the-hill-shore.com/wp-content/uploads/2023/05/FormBackground-e1683011268277.png|caption^null|alt^null|title^FormBackground|description^null” css=”.vc_custom_1683015919663{background-image: url(http://the-hill-shore.com/wp-content/uploads/2023/05/FormBackground-e1683011268277.png?id=5055) !important;}”][vc_column][ultimate_spacer height=”60″][vc_row_inner el_class=”rowContainer”][vc_column_inner width=”1/3″][vc_column_text]
Book An Appointment to view The HillShore ShowFlat & get VVIP Discounts (Limited Time), Direct Developer Price, & Hardcopy E-Brochure. Guaranteed with Best Direct Developer Price.
OR
Fill up the form on the right and get a copy of The HillShore Price, E-Brochure, and Latest Updates!
Strictly no spam policy.
[/vc_column_text][/vc_column_inner][vc_column_inner el_class=”contactForm” width=”2/3″][gravityform id=”2″ title=”false” description=”false” ajax=”true”][/vc_column_inner][/vc_row_inner][ultimate_spacer height=”60″][/vc_column][/vc_row]